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Terms of Use | Privacy Policy

If you want to use this Site, you must agree to be bound by the Terms and Conditions for Use (the "Agreement") and any modifications to it. This is a legal agreement that you accept by accessing this Site. The term "Site" means www.ThePauper.com.com, including all of ThePauper.com web pages and everything you see on those pages and everything that supports the pages. The term "Site" does not include external pages linked to the ThePauper.com Site.

No Legal or Financial Planning Advice

Neither the information, nor any opinion contained in this Site constitutes a solicitation or offer by Arctic Mouse, Inc. or its affiliates to buy or sell any securities, futures, options or other financial instruments or provide any investment advice or service. None of the information or other content provided on this Site is legal or professional advice and should not be relied on as such. ThePauper.com is an internet-based magazine providing general education on financial and other topics.

This Site is For Personal Use Only

This Site is the property of Arctic Mouse, Inc. It is protected by copyright and other laws. You are hereby authorized to view and to retain a copy of pages of this Site for your own personal use. You may not publish, modify, or otherwise distribute the Site, and you may not use the Site for any commercial purpose.

You hereby acknowledge and agree that all right, title, and interest in and to the Site and the provision thereof, including without limitation any patent rights, patents, business methods, copyrights, trademarks, trade secrets, inventions, know-how, and all other intellectual property rights pertaining thereto, shall be owned exclusively by Arctic Mouse, Inc. You agree not to make, copy, display, modify, rent, lease, license, loan, sell, distribute, or create derivative works of the Site, in whole or in part. You agree not to access the Site by any means other than through the interface that is provided by Arctic Mouse, Inc., for use in accessing the Site. Any rights not explicitly stated are hereby reserved to Arctic Mouse, Inc. There are no implied rights to the user.

If you use the Site in a jurisdiction that prohibits or restricts the use of the Site, you agree that your use of the Site will be at your own risk, without limitation of any other provision of this Agreement, and that Arctic Mouse, Inc., shall not have any liability with respect to such use.

Resale of Site Prohibited

You agree not to reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any portion of the Site, use of the Site, or access to the Site, without the express, prior written consent of Arctic Mouse, Inc. in each instance.

Links and Search Results

The Site may provide links and automatically produce search results, or third parties may provide information, that reference or link to other World Wide Web sites or resources. Arctic Mouse, Inc. has no control over such sites and resources, and you acknowledge and agree that Arctic Mouse, Inc. is not responsible for the content or information contained therein. Arctic Mouse, Inc. cannot and does not guarantee, represent, or warrant that the content or information contained in such third-party sites is accurate, legal and/or inoffensive. Arctic Mouse, Inc. does not endorse the content or information of any third-party site or resource, and further does not warrant that such sites or resources will not contain viruses or otherwise impact your computer. By using the Site to search for or link to another site, you agree and understand that Arctic Mouse, Inc. shall not be responsible or liable, directly or indirectly, for any damages or loss caused or alleged to be caused by or in connection with your use of, or reliance on, the Site to obtain search results and/or to link to another site.

Modifications to Site

Arctic Mouse, Inc. reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Site or any part thereof with or without notice. You agree that Arctic Mouse, Inc. shall not be liable to you or to any third party for any modification, suspension, or discontinuance of the Site.

Indemnity

You agree to indemnify and hold Arctic Mouse, Inc., its subsidiaries, affiliates, officers, agents, co-branders, and other partners and employees, harmless from any loss, liability, claim or demand, including reasonable attorney's fees, made by any third party due to or arising out of your use of the Site, including your use of the Site to provide a link to another site or to upload content or other information to the Site, or your violation of this Agreement or any applicable laws or the rights of another.

Disclaimer of Warranties

The Site is for general informational purposes only. None of the information provided shall be construed as legal or other professional advice. You expressly understand and agree that:

YOUR USE OF THE SITE IS AT YOUR SOLE RISK. THE SITE AND ITS CONTENT ARE DELIVERED ON AN "AS IS" AND "AS AVAILABLE" BASIS. ARCTIC MOUSE, INC. EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. ARCTIC MOUSE, INC. MAKES NO WARRANTY THAT THE SITE OR ANY RELATED SERVICES, INCLUDING, BUT NOT LIMITED TO, EMAIL, LINKS, SEARCHES OFFERED ON THE SITE, WILL BE ERROR FREE, UNINTERRUPTED, TIMELY, SECURE, OR THAT IT WILL PROVIDE SPECIFIC RESULTS FROM USE OF THE SITE OR ANY CONTENT, SEARCH OR LINK THEREIN. ARCTIC MOUSE, INC. CANNOT AND DOES NOT ENSURE THAT FILES YOU DOWNLOAD FROM THE SITE WILL BE FREE OF VIRUSES, TROJAN HORSES, BUGS, CONTAMINATION, OR DESTRUCTIVE FEATURES.

ANY MATERIAL VIEWED, DOWNLOADED, OR OTHERWISE OBTAINED THROUGH THE USE OF THE SITE IS DONE SOLELY AT YOUR OWN DISCRETION AND RISK AND ARCTIC MOUSE, INC. SHALL NOT BE LIABLE FOR ANY DAMANGES OF ANY KIND ARISING FROM THE USE OF THE SITE, INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES. NEITHER ARCTIC MOUSE, INC. NOR ANY OF ITS PROVIDERS SHALL BE LIABLE FOR ANY ERRORS OR DELAYS IN THE CONTENT OR FOR ANY ACTIONS TAKEN IN RELIANCE THEREON.

Limitation of Liability

YOU EXPRESSLY UNDERSTAND AND AGREE THAT ARCTIC MOUSE, INC. SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES, EVEN IF ARCTIC MOUSE, INC. HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, RESULTING FROM: 1. THE USE OR THE INABILITY TO USE THE SITE OR ANY SITE LINKED TO THIS SITE; 2. THE COST OF PROCUREMENT OF SBUSTITUTE GOODS OR SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE SITE; 3. UNAUTHORIZED ACESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; 4. STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SITE; OR 5. ANY OTHER MATTER RELATING TO THE SITE OR THE CONTENT THEREON, INCLUDING WITHOUT LIMITATION ANY USER CONTENT POSTED THEREON. IN NO EVENT SHALL ARCTIC MOUSE, INC. BE LIABLE FOR ANY DAMAGES IN EXCESS OF TWO HUNDRED ($200).

Miscellaneous

This Agreement superces any prior agreements between you and Arctic Mouse, Inc. You may also be subject to additional terms and conditions that may apply when you use affiliate services, third-party content, or third-party software. The section titles in this Agreement are for convenience only and shall have no legal or contractual effect.

You agree that this Agreement and the relationship between you and Arctic Mouse, Inc. shall be governed by the laws of the State of California without regard to its conflict of law provisions. You agree to submit to personal and exclusive jurisdiction by and venue in the state and federal courts of the State of California, Santa Clara County.

The failure of Arctic Mouse, Inc., to exercise or enforce any right or provision of this Agreement shall not constitute a waiver of such right or provision. If any provision of this Agreement is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the Agreement shall remain in full force and effect. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Site or the Agreement must be filed within one (1) year after such claim or cause of action arose or be forever barred.

 
   
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